UDC Lending rates vary from 9.85% p.a. to 14.85% p.a. Interest rates are fixed for the term of the loan. Rates vary depending upon many factors including the amount of lending, the term of the loan, size of deposit, customer credit history and customer risk profile.
We are committed to providing comprehensive finance packages that are customised to provide the best solution to suit our clients personal or business requirements.
Fairview Motors have trained and professional advisors who can assist you with the best options to finance your next vehicle purchase.
The approval process is quick and easy. You do not need to be a home owner to qualify and approvals are given for most deals within an hour of being submitted, seven days a week.
Please review our finance options as outlined below. To discuss your preferred option please contact our Finance Manager.
Is the most common method of purchasing a vehicle for private buyers. Hire Purchase is flexible with repayment terms between 6 to 60 months and deposits to suit. Structured and balloon payments can also be included in your tailor made Hire Purchase contract.
Finance Lease is often a preferred method of financing for businesses and GST registered individuals. Finance Lease allows purchasing the vehicle of your choice without diverting valuable working capital from your business. Lease terms can vary between 12 and 45 months and residual values and monthly rentals are negotiable.
Operating Lease (often called contract hire) is a popular choice for corporate buyers. At the end of the lease (usually 24 to 36 months) you simply return the vehicle and drive away in a new model. There is no residual liability. Monthly rentals are often 100% tax deductible in the case of businesses (please check with your own tax advisor). You can also have the option of a full maintenance package built into your monthly rental.
Thank you, your finance enquiry has been received and we will contact you as soon as possible.